Risk N Premium

Had a good experience with Mr. Fernandez. He’s a hard working passionate man, who does everything in his ability to try and help his clients. Highly recommended.

I am so grateful, and amaze with the awesome service that Joseph Fernandez, with Pacific Insurance provided me. In getting me auto insurance, He went above and beyond to help me. I was in serious, complicated situation. As I needed auto insurance for a newly purchased car but due to my troubled and high risk insurance history, I was getting hard time in finding insurance. Then after contacting Joesph, who was so understanding of my situation, not only did he got me the insurance coverage I was looking for you, he also made sure that I fully understand my situation and do my best to rectify it and prevent it from getting any worse. I admire his hard work, dedication, professionalism, and his understanding. For this I will never hesitate to recommend this Joseph, and this broker to anyone looking for insurance and who might have difficulty in getting insurance.

I have worked with Joseph for two years and he is one of the most diligent and experienced insurance brokers working with dedication and honesty for his clients.